Beyondbreakeven.net and IftheBankSaysNo.com are committed to user privacy in our products and services. This policy outlines our personal information handling practices. If you give us personal information, we will treat it according to this policy.
We protect the personal information you share with us. Your payment and personal information is always safe. Our Secure Sockets Layer (SSL) software is the industry standard and among the best software available today for secure commerce transactions. It encrypts all of your personal information, including credit card number, name, and address, so that it cannot be read over the internet. No one is capable of viewing your credit card information, and access to your personal information is limited to people who need it to do their job.
Authorized third-party agents may also need access to some of your personal information. For example, if we need to ship something to you, we must share your name and address with a shipping company. We only provide third-party agents with the minimum amount of information needed to complete the requested service or transaction. We do not otherwise share your personal information with third parties, unless you have granted us permission to do so.
We may respond to subpoenas, court orders, or legal process. We also may choose to establish or exercise our legal rights or defend against legal claims.
Beyondbreakeven.net and and IftheBankSaysNo.com will not retain your personal information longer than is necessary for the purposes for which it was collected.
Linked Web Sites
We provide links to third-party sites. Since we do not control these Web sites, we encourage you to review the privacy policies posted on these (and all) third-party sites.
We do not knowingly collect personal information from children under the age of 13. If we learn that we have personal information on a child under the age of 13, we will delete that information from our systems. Beyondbreakeven.net and IftheBankSaysNo.com encourages parents to go online with their kids. Here are a few tips to help make a child’s online experience safer:
Teach kids never to give personal information, unless supervised by a parent or responsible adult. Includes name, address, phone, school, etc.
Know the sites your kids are visiting and which sites are appropriate.
Look for Web site privacy policies. Know how your child’s information is treated.
Check out the FTC’s site <http://www.ftc.gov/bcp/conline/edcams/kidzprivacy/index.html> for more tips on protecting children’s privacy online.
If you choose to disable cookies in your browser, you can still access most of our Web sites. Some Web sites will not allow you to complete certain activities if cookies are disabled. For example, our consumer e-commerce site uses session cookies and persistent cookies to process transactions. If you do not accept cookies, the associated shopping bag will not work and you would not be able to order.
We may display advertisements from third parties. Third-party ad-serving companies control which ads are shown. These ad-serving companies may use their own cookies to collect non-personally identifiable information from you. Advertisers use this information to target the ads and measure their impact.
Current versions of Web browsers offer enhanced user controls regarding the placement and duration of both first and third party cookies. Search for Cookies under your Web browser’s Help menu for more information on cookie management features available to you.
Each e-mail newsletter has instructions on how to unsubscribe.
Beyondbreakeven.net and IftheBankSaysNo.com forums are public. Please consider this before posting.
Verification of Our Privacy Practices
IftheBankSaysNo.com wants to further demonstrate our commitment to your privacy. To do this, we have agreed to have our privacy practices reviewed for compliance by BBBOnLine.
Beyondbreakeven.net and IftheBankSaysNo.com is a proud holder of the BBBOnLine privacy seal. By participating in the BBBOnLine privacy program, Beyondbreakeven.net and IftheBankSaysNo.com agrees in the importance of notifying you of the following:
1. What information of yours is collected.
2. How your information is used.
3. With whom we may share your information.
All updates to this policy will be posted here. February 12, 2010
Need Help with an Update, Access, or Unsubscribe Request?
Contact Beyondbreakeven.net and IftheBankSaysNo.com at: admin@BeyondBreakeven.net. To aid in processing your request, please include the following details:
Contact information (your name, address, e-mail address, etc.)
Name of the program where you want the update applied
Details of the request (e.g. change of e-mail address, unsubscribe from a newsletter, review of personal information, etc.)
Note: This policy also covers the personal information you provide to Beyondbreakeven.net and IftheBankSaysNo.com Customer Support.
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